:root{--bg:#f6f8fb;--ink:#14213d;--muted:#5b6475;--brand:#1c64f2;--brand-d:#1546b5;--card:#fff;--line:#dfe5ee}
*{box-sizing:border-box}body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
.wrap{max-width:1040px;margin:0 auto;padding:0 16px}
.top{background:#fff;border-bottom:1px solid var(--line)}.top .wrap{display:flex;justify-content:space-between;align-items:center;height:60px}
.brand{font-weight:800;color:var(--ink);text-decoration:none;font-size:1.15rem}.top-cta{background:var(--brand);color:#fff;padding:8px 14px;border-radius:8px;text-decoration:none;font-weight:600;font-size:.95rem}
.crumbs{font-size:.85rem;color:var(--muted);margin:14px 0}.crumbs a{color:var(--muted)}
.hero{display:grid;gap:24px;grid-template-columns:1fr;margin:8px 0 28px}
@media(min-width:860px){.hero{grid-template-columns:1.1fr .9fr;align-items:start}}
h1{font-size:1.75rem;line-height:1.2;margin:0 0 12px}h2{font-size:1.3rem;margin:32px 0 10px}h3{font-size:1.05rem;margin:18px 0 4px}
.lead{font-size:1.08rem;color:#26324d}.form-box{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px;box-shadow:0 6px 24px rgba(20,33,61,.06)}
.form-box h2{margin-top:0;font-size:1.15rem}.consent-note{font-size:.8rem;color:var(--muted);margin:10px 0 0}.todo{background:#fff7e0;border:1px dashed #d9a400;padding:14px;border-radius:8px;font-size:.9rem}
.steps{display:grid;gap:12px;padding:0;list-style:none;counter-reset:s}.steps li{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 14px 14px 52px;position:relative}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:14px;top:12px;width:28px;height:28px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:700}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px;margin:12px 0}.facts{padding-left:18px}.facts li{margin:4px 0}
details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:12px 14px;margin:8px 0}summary{cursor:pointer;font-weight:600}
.cols{columns:2 220px;list-style:none;padding:0;margin:0}.cols li{margin:4px 0}.cols a,.chips a{color:var(--brand-d)}
.chips{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}.chips a{border:1px solid var(--line);background:#fff;border-radius:999px;padding:5px 12px;text-decoration:none;font-size:.92rem}
.foot{margin-top:48px;background:#fff;border-top:1px solid var(--line);padding:22px 0 90px;font-size:.9rem;color:var(--muted)}.foot a{color:var(--muted)}.disc{max-width:760px}.small{font-size:.8rem}
.sticky-cta{position:fixed;left:12px;right:12px;bottom:12px;background:var(--brand);color:#fff;text-align:center;padding:14px;border-radius:12px;font-weight:700;text-decoration:none;box-shadow:0 8px 20px rgba(0,0,0,.2);z-index:9}
@media(min-width:860px){.sticky-cta{display:none}.foot{padding-bottom:28px}}
.photo{margin:20px 0 0}.photo img{display:block;width:100%;height:auto;border-radius:14px;border:1px solid var(--line)}